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WHAT ARE CREDIT CARDS - Kids edition

kids talk money Oct 09, 2019

Don’t know how to explain to your kids what a credit card is?

... please don’t tell them that credit cards are evil and let a kid explains to your kids what is a credit card. And just chill out while they learn. 

For our daughter, a credit card is as useful as a knife… but you need to learn how to use it if you don’t want to cut your fingers or end up in debt. Simple as that, no emotional attachments here, they are both tools.

On today’s episode, Lielle explains from a kid’s point of view:

  • What is a credit card
  • Why credit card are not magical
  • How adults use credit cards

We hope you and your kids like it.  

If you like these video series, please help us spread the word by sharing and liking our videos. Thank you!

Have a great day!

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WHAT IS A BANK - Kids edition

kids talk money Sep 25, 2019

   

It’s tough to explain financial stuff to your kids, especially when you have so many other things to focus on — healthy food, math, reading, manners, healthy habits, etc. 

But don’t worry, our daughter is here to help!!

On today’s episode, Lielle explains from a kid’s point of view:

  • What is a bank
  • What is a bank account
  • How is the process of depositing money

We hope you and your kids like it.  

If you want to share a photo of your kid's money jar… you can share it on your social media with the tag @KATEandVAL so we can show it to our girl, she will love it!!.

Have a great day!

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WHY IMMIGRANTS SHOULD GET A CREDIT CARD

Do you want to know how credit cards helped us to reach our financial freedom in a new country? 

I know. Credit cards are scary because of their relationship to debt. But actually, using credit cards can be very beneficial if you want to establish a solid foundation in your new country. Why? Because credit cards help you create a financial history so in the future you can buy your dream home, start a business, etc.

And if you are like us and immigrated to this country in your mid 20s, 30s, or more… you really need to create an excellent credit history fast so you can build that dreamed life you have in mind before you get too old and tired to achieve it. 

Your credit history will show the bank if you are responsible enough to commit to a big debt like a mortgage… they will check your level of debt, if you pay it consistently, if you carry a balance every month, etc. So with this information, they will define how risky you are for them. If you have too much...

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HOW TO GIVE MONEY TO YOUR KIDS WITHOUT GIVING THEM ALLOWANCES

money and parenting Aug 21, 2019

Do you give your kids allowances?

Here we explain why we don’t like to give allowances and what we do instead

We are not fans of giving kids allowances because giving them money just because it is something that won’t help them build any kind of discipline, responsibility or commitment. Instead, it encourages them to feel entitled to get money without making any effort. And we don’t want that for our kids, right? 

We want to teach them the meaning of work and responsibility. And it’s something that personally worries us because we have the luxury to live in a country where everything seems to be easy to obtain, and even though we don’t want our daughter to have the same struggles we had in our native countries, we don’t want her to get used to a privileged life.

So if you are like us, here is something I, Kate, personally learned from my parents and with Val decided to do the same with our daughter. 

GIVE YOUR KIDS A JOB!

So here is...

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WHY YOU SHOULDN’T SPEND ALL YOUR MONEY ON CANDIES

kids talk money Aug 14, 2019

Are you trying to explain to your kids that candies are not healthy and they shouldn't spend all the money from the SPENDING JAR on candies?

Well, Lielle just made this video for your kids where she explains how bad candies are for you and how you should choose wisely on how you spend your money from the SPENDING JAR.

And if you don't know what is the SPENDING JAR watch the video on this link where Kate and Lielle show parents HOW TO TEACH YOUR LITTLE KIDS TO MANAGE THEIR MONEY.

 

Do you want to know how to teach your little kid to make wise choices?

We created a FREE downloadable where we explain the steps we use with our daughter so she can create the habit of making decisions.
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HOW TO HELP YOUR LITTLE KID TO SUCCEED WITH MONEY

money and parenting Aug 07, 2019

You and I have something in common, we want our kids to have a happy, fulfilled future.

We want them to succeed in whatever they decide to pursue, have a loving relationship, be healthy, etc. And we also don’t want them to struggle with money. But how can you help them when YOU have been struggling with it most of your life?

Well, there is one thing you can teach your kids that will help them in the future. 

Help your kids make their own decisions.

Yes, one of the biggest issues we adults are facing is our struggle to making decisions and commit to them.

We are so overloaded with small daily decisions. What to wear, what to cook for dinner, how to entertain my kids, decisions at work, with the family, with your friends, etc. And we are so tired and overwhelmed that we freeze when it’s time to make big decisions like should we buy a house or rent, should I save money, should I buy the car I want or a cheaper one, etc. 

We don’t know how to decide, and we...

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HOW TO TEACH YOUR LITTLE KIDS TO MANAGE THEIR MONEY

kids talk money Jul 31, 2019

   

Hi, my sleep-deprived friend!

Here is another episode on how to teach your little kids about money. 

In this episode, Kate and Lielle show you how little kids can start managing their money at an early age.

They talk about:

1. The jar system

2. How to motivate little kids 

3. The meaning of saving, sharing and expending 

Enjoy this episode! And if you liked it click the button below and share it with other parents.

Have an awesome day!

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HOW TO HELP YOUR PARENTS TO SAVE MONEY - Kids Edition

kids talk money Jul 24, 2019

     

A new video for your kids!!

Lielle is here again talking about savings and some habits that kids can develop so they can help their parents to save some money.

It is all about creating habits from a young age. So if your kid is not listening to you, go and show her/him this video! 

In this video Lielle talks about four simple habits that can help to save money at home.

Enjoy and please help us to spread the word by sharing it in all your social groups.

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WHAT IS MONEY - Kids Edition

kids talk money Jul 11, 2019

     

We are very excited to introduce our new team member, Lielle. She is here to teach other little kids about money, savings, financial literacy and more all from the eyes of a kid. 

If you want your kid to start getting familiar with money and build a strong, healthy relationship with it, subscribe to our YouTube Channel, so you don't miss any of our episodes. 

In this episode, she talks about:

What is money.
How important is to be patient.
How you should use your money.

 Enjoy this kids' edition about money.

 

 

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WHAT IS FINANCIAL FREEDOM?

money and mindset May 30, 2019

We all dream about financial freedom, and a lot of people use this phrase in their motivational speech or their marketing.

But what Financial freedom really is?

 

Well, Financial freedom is a term to define the level of freedom you have to make crucial decisions in your life. In other words: how financially stable you are so you can do whatever you want whenever you want, without asking anybody.

And with this simple calculation, you can know right now how financially free you currently are:

 

everything you own minus everything you owe

 

The total resulting from this calculation tells you how financially free you are to make decisions like changing career, retire early or start that dream business you have in mind.

This calculation is called Net Worth, in case you want to sound cool and smart, and to make it easier for you, we created a calculator that you can download for free. Just click the link below and find out how free you are!

      ...

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