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HOW TO HELP YOUR LITTLE KID TO SUCCEED WITH MONEY

You and I have something in common, we want our kids to have a happy, fulfilled future.

We want them to succeed in whatever they decide to pursue, have a loving relationship, be healthy, etc. And we also don’t want them to struggle with money. But how can you help them when YOU have been struggling with it most of your life?

Well, there is one thing you can teach your kids that will help them in the future. 

Help your kids make their own decisions.

Yes, one of the biggest issues we adults are facing is our struggle to making decisions and commit to them.

We are so overloaded with small daily decisions. What to wear, what to cook for dinner, how to entertain my kids, decisions at work, with the family, with your friends, etc. And we are so tired and overwhelmed that we freeze when it’s time to make big decisions like should we buy a house or rent, should I save money, should I buy the car I want or a cheaper one, etc. 

We don’t know how to decide, and we...

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HOW TO TEACH YOUR LITTLE KIDS TO MANAGE THEIR MONEY

   

Hi, my sleep-deprived friend!

Here is another episode on how to teach your little kids about money. 

In this episode, Kate and Lielle show you how little kids can start managing their money at an early age.

They talk about:

1. The jar system

2. How to motivate little kids 

3. The meaning of saving, sharing and expending 

Enjoy this episode! And if you liked it click the button below and share it with other parents.

Have an awesome day!

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HOW TO HELP YOUR PARENTS TO SAVE MONEY - Kids Edition

     

A new video for your kids!!

Lielle is here again talking about savings and some habits that kids can develop so they can help their parents to save some money.

It is all about creating habits from a young age. So if your kid is not listening to you, go and show her/him this video! 

In this video Lielle talks about four simple habits that can help to save money at home.

Enjoy and please help us to spread the word by sharing it in all your social groups.

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WHAT IS MONEY - Kids Edition

     

We are very excited to introduce our new team member, Lielle. She is here to teach other little kids about money, savings, financial literacy and more all from the eyes of a kid. 

If you want your kid to start getting familiar with money and build a strong, healthy relationship with it, subscribe to our YouTube Channel, so you don't miss any of our episodes. 

In this episode, she talks about:

What is money.
How important is to be patient.
How you should use your money.

 Enjoy this kids' edition about money.

 

 

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WHAT IS FINANCIAL FREEDOM?

We all dream about financial freedom, and a lot of people use this phrase in their motivational speech or their marketing.

But what Financial freedom really is?

 

Well, Financial freedom is a term to define the level of freedom you have to make crucial decisions in your life. In other words: how financially stable you are so you can do whatever you want whenever you want, without asking anybody.

And with this simple calculation, you can know right now how financially free you currently are:

 

everything you own minus everything you owe

 

The total resulting from this calculation tells you how financially free you are to make decisions like changing career, retire early or start that dream business you have in mind.

This calculation is called Net Worth, in case you want to sound cool and smart, and to make it easier for you, we created a calculator that you can download for free. Just click the link below and find out how free you are!

      ...

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WHY DO WE GET IN DEBT? MAIN REASONS - Video series 2/2

Do you find yourself asking how did I get here?

How did I get to this financial mess? When did it start? Well, we found 6 main reasons why, and because it will be too long to talk about all of them in one video, we created a 2-part video series. Today I will be talking about the remaining 3 main reasons why we get in debt, and if you haven’t watched the previous video, I recommend you to watch that one first.

  1. STUDENT LOANS. This is the case for many professionals. You “invest” in education with the illusion that you will get a good job to pay it back. But what happens when you realize that it will take you much longer than you expected to build your way up in the organization? What happens when you realize that there is no demand for professionals in your field? Or there are too many professionals for the actual demand?. That’s what happens in my native country now, the rates of young unemployed professionals are alarming. And you have to add to this that...
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MAIN REASONS WHY WE GET IN DEBT - Video series 1/2

Do you find yourself asking how did I get here? How did I get into this financial mess? When did it start?

Well, we identified 6 main reasons why, and because it will be too long to talk about all of them in one blog, today I will be talking about the first 3 main reasons why we get in debt and next week we are going to talk about the remaining ones. 

  1. Living beyond your means. What does it mean, it means you are living a lifestyle that you can’t afford.

When you buy things that you don’t need, but you have your finances in order and enough extra money to pay for them… please go ahead! Buy it, enjoy it!  But if you are paying it with credit, my friend… we have a problem.

We, humans, are experts in finding meaning to things we don’t need, here is what I mean:

If you have a busy life you NEED to buy pre-made food, spend on eating out or buy store coffee to keep you going on your busy day.  

If you have a high position in a...

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HOW TO GET THE BEST DEAL BUYING A USED CAR?

If you have been following this mini-series about buying a car, you have learned about the difference between a new and used car, and the process you need to follow before you decide to buy a car. Today I will give you some tips on how to get the best deal. So let’s dive into it.

The best-negotiating power is cash

If you have the money to pay for a car I recommend you to buy privately or if you have to finance and buy from a dealer, then wait for the best time to buy. According to Autotrader the best time is the end of the month or during holiday weekend sale. If you go to a private seller, try to find out how urgent it is for them to sell or for how long they have tried to sell it, this will help you to know how much you can negotiate on the price.

Make sure always to negotiate but don’t lowball because you can piss off the seller and the deal will end up nowhere.

If you don’t have the money and you really need a car. You need to look for the most affordable...

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HOW TO BUY A USED CAR?

       

Welcome to our blog!. Today we have a lot to cover, so let’s jump right away on how to buy a used car so you can avoid headaches and awful surprises.

  1. Figure out your car budget

    Don’t go look for cars unless you know exactly how much you can pay for it. If you can pay cash great!! But if not you need to be really honest on how much are you able to compromise when you finance it. On the next video, I will talk in depth about how to get the best deal, for now just defined how much are you willing to spend on a car without putting your family's finance in risk.
  2. Do the research

    You have to focus on these 4 things: year, kilometres, price and quality.  And the best deal will be the combination of these 4 characteristics. I said it in the previous video, and I will repeat it, the purpose of a car is getting you from point A to point B so unless you have the money to pay for it, it’s not time to look for your dream car. You need to...
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NEW V/S USED CAR - WHAT SHOULD I BUY?

     

Do you want to buy a car, but you don’t know where to start?

We created a video series to help you make the best decision. Today we are sharing some tips for you to decide if you should buy a new or a used car.

 

When it comes to buying a car, there are so many things you have to consider and just to start thinking about it gets overwhelming. So let’s start from the beginning. Should you buy a used our new car. Before I tell you my opinion, I will compare both options on Safety and Cost.

 

Safety:

We can all agree that buy a new car is more reliable than buying a used one. If a new car breaks down, you can have it fixed for free under the included factory warranty, at least for the first 36,000 miles or three years that most carmakers offer. They have more advanced technology which makes them safer and more comfortable to drive. But like most things in life, there are manufacturer mistakes, and we have seen cars being recalled because of...

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